Renters guide
Renting a home on Long Island
Good rentals go fast. Here's how to be ready, what landlords look for, and your rights under New York law.
- 1
Know your budget
Many landlords look for household income of about 40 times the monthly rent (or 3 times the rent a month), and good credit or a guarantor.
- 2
Have your documents ready
Photo ID, recent pay stubs or an offer letter, bank statements and references. Being ready lets you apply the same day.
- 3
Tour and apply
Application fees in New York are capped at $20 or the actual cost of the background and credit check, whichever is less, and you're entitled to a copy of the check.
- 4
Read the lease
Check the term, rent, who pays which utilities, pets, parking, renewal terms and who handles repairs.
- 5
Security deposit
Limited by New York law to one month's rent. The landlord must return it, with an itemized statement of any deductions, within 14 days after you move out.
- 6
Move in
Do a walkthrough with photos or video and note any existing damage in writing, so your deposit is protected.
Costs to plan for
| First month's rent | Due at lease signing |
| Security deposit | Up to one month's rent |
| Application fee | Up to $20 |
| Broker's fee | Only if agreed in writing; ask who pays before you apply |
General information about Long Island and New York practice, current as of 2026, not legal or tax advice. Your attorney, lender and accountant give advice for your situation; laws and fees change, so confirm current figures. All guides
Town guides describe places, homes and amenities from public sources and are updated regularly; confirm anything important with the town or village. William Gomez, Licensed Real Estate Salesperson. Equal Housing Opportunity. We are committed to the Fair Housing Act: we never steer anyone toward or away from any community.